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The Management Team

Effective portfolio management starts with the quality of the management team and research sources.  The experience, steady hand, and knowledge of our team leaders on both domestic and global levels, combined with their innovative approach to portfolio modeling, places the Investors’ Advantage Portfolios in a most favorable position. 

Meet Our Team

 
  Fraj Lazreg, AIFA(R), CFM, MRFC(R)

Fraj Lazreg, AIFA(R), CFM, MRFC(R)

Fraj Lazreg is the creator and lead portfolio manager of the Investors' Advantage Portfolios.  Fraj is a graduate of Cornell University whose career in financial planning and money management spans over more than three decades.  In that time, his track record has earned him the respect of financial professionals throughout the United States.  He joined Money Concepts in 1993 and is a Certified Financial Manager and an Accredited Investment Fiduciary Analyst(R).  Fraj is responsible for designing and re-balancing of the portfolios, selection of the holdings, and the methodology of security selection.

  Nancy Greene, AIF(R), CFS, MRFC(R)

Nancy Greene, AIF(R), CFS, MRFC(R)

Nancy Greene is the operations manager in charge of the administration of the Investors' Advantage Portfolios and has been an integral part of the management team since IAP program's inception in 2003.  She joined Money Concepts in 1995 and earned Certified Fund Specialist designation.  Nancy has extensive background in the research process of the portfolios.  She is also responsible for management of the ESG Select portfolio, seeking out environmentally and socially conscious companies that meet the criteria and standards of the program's security selection.

  Julie Ranieri

Julie Ranieri

 Chadley Lazreg

Chadley Lazreg

 John Valiska 

John Valiska 

 
 Melvin Mills

Melvin Mills

Julie Ranieri is a graduate of Pace University with a degree in Finance.  She joined the Investors' Advantage Portfolios team in January of 2010 as an administrative assistant.  Julie also acts as the liaison between the IAP management team and Money Concepts associates worldwide.

 

Chadley Lazreg, a former high school teacher of twelve years, graduated from Fordham University with degrees in Philosophy and Science.  He is now the Executive Director for the Investors' Advantage Portfolios team and a student in the financial planning industry.  

 

John Valiska, also known as "Sir John," is a graduate in economics of Queens College with an MBA from Long Island University.  John is a financial professional with extensive experience in commercial banking for international banking operations.  He has over thirty years of experience within the sector, focusing on sound credit judgment with recovery alternatives.  John's specialities brings Investors' Advantage Portfolios adept analysis of complex fixed income opportunities, especially from a credit rating point of view.

 

Melvin Mills was born and raised in upstate New York.  He attended the State University of New York with a Concentration in Management, Finance and Marketing.  Melvin earned both his Series 7 and 63 in 1993.  In 1998, he began working for a company that specialized in training professionals and retail traders in options.  Melvin joined Money Concepts in 2010 and his expertise in risk hedging strategies using options brings a unique skill to the Investors' Advantage Portfolios program.